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Caroma Systems offers an established, comprehensive, fully integrated and feature rich core platform, to help you manage your Credit Union.

Comprehensive, Fully Integrated, Software

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Some of the Modules

Integrated Mobile App

Real time view of a members transactions, transfer funds, see family member accounts, apply for loans, complete forms etc.

Loan Decisioning Engine

Define your own custom rules that are automatically evaluated once loan applications drop into the loan processing queue

Automated Credit Control

Organise your Credit Control procedure into your various steps and stages. Generate custom letters then either print, email or post. 

Marketing Module

Target specific members with promotions. Measure the success of various campaigns.

Custom Form Builder

Create your own custom forms for member onboarding, loan applications, I&E Forms, Surveys or any kind on online form

Dashboard and KPI's

Create dashboards by adding  KPI's  from a selection of over 50 real time indicators with various chart types 

Our Story

In development since 1992, the system began life as a UNDP and CARE International

micro-finance project. It was used in over 180 locations in Africa, servicing over 4 million people.

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Caroma Systems Ltd was formed in 2014 to launch the software to UK Credit Unions and developed the system to comply with all UK legislation.

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We continue to develop the system based on our customer feedback and taking advantages of technological advances.

Customer Testimonials

" A 14% increase, This was the initial growth we achieved just by the efficiencies gained through using Caroma  "  Jubilee Towers CU

" Our experience with Caroma has been very positive indeed, and the level of support provided has been very high " Acorn Community Bank

" Would recommend the adoption of Caroma to any Credit Union " 1st Choice CU

" The go-live for Caroma went very smoothly "

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